:root{--bg:#0d1014;--panel:#151a21;--panel2:#1b222b;--text:#f5f2e9;--muted:#b9c0c9;--line:#2c343e;--accent:#d7a63d;--accent2:#efc76e;--max:1160px}
*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,system-ui,sans-serif;line-height:1.65}a{color:var(--accent2)}.wrap{width:min(calc(100% - 32px),var(--max));margin:auto}
.site-header{position:sticky;top:0;z-index:10;background:#0d1014ef;border-bottom:1px solid var(--line)}.nav{display:flex;justify-content:space-between;align-items:center;min-height:72px;gap:20px}.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800}.brand-mark{width:36px;height:36px;border:1px solid var(--accent);border-radius:9px;display:grid;place-items:center;color:var(--accent2);font-family:Georgia,serif}nav ul{display:flex;gap:18px;list-style:none;padding:0;margin:0}nav a{color:var(--muted);text-decoration:none}
.hero{padding:76px 0 56px;background:radial-gradient(circle at 80% 0,rgba(215,166,61,.15),transparent 35%)}.hero-grid{display:grid;grid-template-columns:1.45fr .8fr;gap:42px;align-items:center}
h1,h2{font-family:Georgia,serif;line-height:1.15}h1{font-size:clamp(2.5rem,6vw,4.8rem);margin:.3em 0}.article h1{font-size:clamp(2.3rem,5vw,4rem)}h2{font-size:clamp(1.7rem,3vw,2.4rem);margin-top:1.8em}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--accent2);font-size:.78rem;font-weight:800}.dek{font-size:1.18rem;color:var(--muted);max-width:780px}.muted{color:var(--muted)}
.card,.note,.disclosure,.nextbox{background:var(--panel);border:1px solid var(--line);border-radius:14px;padding:22px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.section{padding:52px 0}.breadcrumbs{padding-top:22px;color:var(--muted);font-size:.86rem}.breadcrumbs a{color:var(--muted)}
.article{padding:22px 0 70px}.article-inner{max-width:820px}.article p,.article li{font-size:1.04rem}.disclosure,.note,.nextbox{margin:24px 0}.cta{display:inline-block;background:var(--accent);color:#111!important;text-decoration:none;padding:14px 20px;border-radius:9px;font-weight:800;margin-top:10px}
.footer{border-top:1px solid var(--line);padding:40px 0;color:var(--muted);font-size:.9rem}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.footer ul{list-style:none;padding:0}.small{font-size:.82rem}
@media(max-width:800px){.hero-grid,.grid3,.grid2,.footer-grid{grid-template-columns:1fr}nav ul{display:none}.wrap{width:min(calc(100% - 24px),var(--max))}}